Whether you are looking to Purchase, Renew or Refinance your mortgage, we have the solution that makes sense for you!
Are you ready to fulfill your dream of having a place to call your own?
Buying a home is one of the biggest decisions financial and emotional decisions you will ever make. To be sure you’re ready, here are a few questions to ask yourself:
Home ownership is not for everyone. We encourage you to take a moment and think through the advantages and disadvantages of owning and renting. Being both Financially and Emotionally ready to own a house is imperative. Buying a home isn’t just about the money. Listen to your heart… and take an honest look at your lifestyle.Now that you are ready, we are here to make your dream come true. Contact one of our agents and your dream can become a reality.
Mortgage refinancing is a popular option for two main reasons:
By consolidating some of your other debts into your mortgage, you could save thousands, even over a short period of time. Some of our recent clients have managed to save $1000, $2000 and more per month, and still pay their mortgage off sooner.
Economic changes have a significant impact on remortgage prospects. Anyone interested in refinancing their mortgage should take steps to not only get the best deal, but get any deal at all. The truth is, conditions for remortgaging will change dramatically and this may be the last chance to save money and take advantage of lower interest rates offered by lenders.
A mortgage renewal occurs when a homeowner swaps their existing mortgage for another that offers them better terms and conditions.
The first advantage of a mortgage renewal is that homeowners can secure a lower interest rate. Many people have realized this potential by switching their variable rate mortgage to a fixed rate mortgage in light of the recent increase in interest rate. This can save a homeowner thousands over the term of their mortgage.A renewal also increases flexibility of the overall mortgage, giving you the opportunity to create terms that suit your needs best. For instance, if you are faced with financial distress you may want to lengthen your mortgage term or consolidate existing debts. A mortgage renewal will give you peace of mind and assist you in fulfilling your current wants and needs!